Monte Cristo Breakfast Casserole
Short, Catchy Intro:
So you are craving something tasty but too lazy to spend forever in the kitchen, huh? Same. This Monte Cristo Breakfast Casserole is basically the love child of French toast and a ham and cheese sandwich. It bakes overnight while you pretend to be productive, then wakes you up with gooey cheese, custardy bread, and that sweet-salty thing everyone loses their mind over.
Think of it as breakfast glamour without the fuss. You assemble it the night before, sleep, and wake up to a casserole that makes people ask, Did you do something different with your life? No. I just made this.
Why This Recipe is Awesome
This casserole hits so many breakfast joy points at once. It is savory and slightly sweet. It is cozy and showy. It feeds a crowd without making you break a sweat. It is also idiot proof. Even if you are half asleep while assembling, the overnight soak helps everything come together.
Want to impress guests but go to bed early? This is your move. Want to use up day-old bread and forget about it? Perfect. Want a dish that makes jam socially acceptable next to ham and cheese? Welcome to breakfast diplomacy.
Psst, if you are into stacking breakfast wins, you might enjoy pairing this with a protein-rich side like these handy recipes I found that go great with brunch. Check them out here for extra ideas: protein biscuits recipe.
Ingredients You’ll Need
- 8 slices of bread. Stale works. Fancy bakery works too if you want to feel superior.
- 4 eggs. Farm fresh if possible. Or not.
- 2 cups milk. Whole milk makes it richer.
- 1/2 cup ham, diced. Use good ham. Donโt use mystery meat unless you want to.
- 1 cup Swiss cheese, shredded. The melty hero.
- 1/2 cup cheddar cheese, shredded. For extra personality.
- 1/4 cup sugar. For that French toast twin vibe.
- 1 teaspoon vanilla extract. The secret friendly flavor.
- 1/2 teaspoon ground cinnamon. Not optional if you like warmth.
- Powdered sugar for topping. Pretty and delicious.
- Jam for serving. Because jam makes everything look like a brunch influencer.
Step-by-Step Instructions
- Preheat the oven to 350ยฐF (175ยฐC). Grease a baking dish.
- Cut the bread into cubes and layer half of it in the bottom of the baking dish.
- In a mixing bowl, whisk together eggs, milk, sugar, vanilla extract, and ground cinnamon. Pour half of the egg mixture over the bread.
- Sprinkle the diced ham and shredded cheeses over the bread layer. Top with the remaining bread cubes and pour the rest of the egg mixture over it.
- Cover the dish with plastic wrap and refrigerate overnight.
- In the morning, remove the wrap and bake for 45 minutes or until golden and set.
- Let it cool slightly, then dust with powdered sugar and serve with jam.

Common Mistakes to Avoid
- Thinking you do not need to preheat the oven. Rookie move. A cold oven equals sad soggy center.
- Using bread that is too fresh and moist. It will collapse into mush. Slightly stale bread is your best friend.
- Overloading on liquid. If you drown the bread, you will get a custard puddle and nothing will hold up. Aim for even soaking.
- Skimping on cheese. This is not the time to be frugal. Cheese makes everything behave.
- Forgetting the overnight rest. Sure, you can bake right away, but the overnight soak gives that custardy, cohesive texture. Donโt skip rest unless you enjoy regrets.
Alternatives & Substitutions
Low on Swiss? Swap in gruyere or provolone and nobody will call you out. No ham in the fridge? Use cooked bacon or turkey slices instead. Vegetarian? Toss in mushrooms, spinach, and caramelized onions for a savory twist. Dairy free? Use almond or oat milk and a plant based shredded cheese, but expect slightly different texture and flavor. Want it sweeter? Use brioche and add a splash more vanilla and sugar. Want it more savory? Cut the sugar in half and add a teaspoon of Dijon for a tangy lift.
If you need to make this gluten free, use your favorite GF bread and follow the same soak time. Texture will vary but flavor holds up. If you want to add a little crunch, top with panko or crumbled croissant pieces in the final 10 minutes of baking. Experimentation is encouraged. IMO a little cheddar never hurts.
If you need more breakfast side ideas or want to try other easy overnight breakfast hacks, check out other recipes online that pair well with this casserole.

FAQ (Frequently Asked Questions)
Q Is this recipe freezer friendly?
A Sure. Bake it first, cool completely, then wrap portions in foil and freeze. Reheat in a 350ยฐF oven until hot. Freezer magic.
Q Can I make this without eggs?
A You can try a vegan custard mix with silken tofu or a chickpea flour batter, but results will change. I would call that a different casserole cousin that is worth testing.
Q How long does it keep in the fridge?
A Up to four days if properly stored in an airtight container. Reheat slices in a warm oven or skillet for best texture.
Q Can I use different bread?
A Absolutely. Brioche gives decadence. Sourdough adds tang. Day old sandwich bread works fine. Stale is better than fresh for structure.
Q Do I have to dust with powdered sugar?
A Not at all. That sweet flourish is optional, but it makes photos and taste buds happier. Jam is optional too but recommended.
Q Can I make individual servings?
A Yes. Use ramekins or a muffin tin and reduce bake time. Check frequently. Small means faster.
Q Should I flip it during baking?
A Nope. Let the oven do the work. Flip risk equals broken casserole.
Final Thoughts
This Monte Cristo Breakfast Casserole is the perfect blend of lazy and luxurious. It lets you prep at night and show off in the morning. It uses basic pantry stuff and turns it into something that seems fancy enough to impress company. Do not be afraid to make it your own. Play with cheese, protein, and bread choices. Add herbs or heat if you like things with a punch.
Now go impress someone or yourself with this dish. You assembled it last night like a culinary ninja and now you get to enjoy reward pie, I mean, casserole. You earned it.
Conclusion
Want to see other takes on this idea or compare notes? You can check a classic home cook version over at Monte Cristo Breakfast Casserole – I Am Homesteader or a glossy magazine style version at Monte Cristo Breakfast Casserole Recipe. Both are great for inspiration and variations.
Happy baking and may your mornings be forever saucy and slightly sugary.
Print
Monte Cristo Breakfast Casserole
- Total Time: 60 minutes
- Yield: 8 servings 1x
- Diet: Pescatarian
Description
This casserole combines the delightful flavors of French toast and a ham and cheese sandwich for a luxurious yet lazy breakfast.
Ingredients
- 8 slices of bread
- 4 eggs
- 2 cups whole milk
- 1/2 cup ham, diced
- 1 cup Swiss cheese, shredded
- 1/2 cup cheddar cheese, shredded
- 1/4 cup sugar
- 1 teaspoon vanilla extract
- 1/2 teaspoon ground cinnamon
- Powdered sugar for topping
- Jam for serving
Instructions
- Preheat the oven to 350ยฐF (175ยฐC). Grease a baking dish.
- Cut the bread into cubes and layer half of it in the bottom of the baking dish.
- In a mixing bowl, whisk together eggs, milk, sugar, vanilla extract, and ground cinnamon. Pour half of the egg mixture over the bread.
- Sprinkle the diced ham and shredded cheeses over the bread layer. Top with the remaining bread cubes and pour the rest of the egg mixture over it.
- Cover the dish with plastic wrap and refrigerate overnight.
- In the morning, remove the wrap and bake for 45 minutes or until golden and set.
- Let it cool slightly, then dust with powdered sugar and serve with jam.
Notes
Ensure to use slightly stale bread for the best texture. Overnight soaking is key for flavor and consistency.
- Prep Time: 15 minutes
- Cook Time: 45 minutes
- Category: Breakfast
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 serving
- Calories: 400
- Sugar: 8g
- Sodium: 450mg
- Fat: 20g
- Saturated Fat: 10g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 35g
- Fiber: 2g
- Protein: 18g
- Cholesterol: 210mg
Keywords: breakfast casserole, easy breakfast, Monte Cristo






